Limited Income

Ok....I am really having issues with all the hype about Social Security not getting a cost of living increase this year. On one hand, an extra couple of dollars each week is not going to give anyone a more comfortable budget. Even a 2% raise totaling an average of $20 each month is not going to move anyone into another tax bracket. On the other hand, the $250 lump sum payment that is being proposed for certain groups of individuals is $10 more per year than that 2% raise everyone is complaining about not getting.

Most individuals will blow $5 each week on things they do NOT need even when they live on the tightest of budgets. That payment of $250 in a lump sum could help someone repair an appliance or a car.

I fully understand the impact of a cost of living increase. My husband's military retirement increases happen every year. And every year we laugh at those extra pennies - not that we don't want them, they just seem so insignificant. Yet, over the years they really have added up.

I feel for those living under the thumb of Social Security but I also feel for the thousands of individuals who have lost their jobs and homes. I for one am extremely grateful for all that I have.

One must sit back and question the vast intelligence of our government when they passed the "Cash for Clunkers" program. Did they actually stop and think about who might pay for it in the long run? What about all these other "helpful" programs our government leaders are rushing to pass. If we had not had "Cash for Clunkers", we might be able to give Social Security the cash flow it needs.....HMMMMM. Just thinkin' out loud.

Hope

Everyone needs hope. If you look forward to any part of the future then you have hope. Hope is what gets us out of bed in the morning and keeps us moving. Hope comes from heaven above and is a free gift if you have Jesus in your heart. Hope does not come from man or his inner strength - it is an attribute of God and His life within us. I pray for those who do not feel that they have hope and I ask that anyone reading this do the same. Many of those who suffer from depression cannot see the hope in their future and are overwhelmed by the situations in the present. God's grace is sufficient for all your needs and He loves each and every one of us without ever having to earn that love. He gives it freely.

As I begin my new career in sales (insurance), I find that hope is what keeps me going everyday. Hope is what keeps me strong because I know that no matter how bad any day or situation can be, it will not stay that way. I can have an awful day and at the end simply say, "I can't wait to see what God has in store for me tomorrow!"

This past year has been a rough one but with God's grace and strength we can all still smile and know we are loved by Him and each other. Please remember that no matter how bad a situation may seem now, tomorrow holds much promise for greatness.

I love you all and pray for you all that God's plan and love are fulfilled in you.

Faith is simple - BELIEVE!